Transferring cash overseas hasn’t really been something I’ve been interested in until recently. With my younger brother now doing the Kiwi right of passage OE, it was time to hunt down a way to quickly and easily send him money if he needed it. The first thing I did learn is that pounds vs dollars exchange rate is not doing us any favours. Ouch.
An app, for me, is essential. With the first transfer being free, WorldRemit was my first point of call, and works all easily from my Nexus 6P. I reached out to them, and with a small amount of provided credit, I tried out my very first transfer.
Firstly, I am not a big fan of an app being a heavily crippled version of the full website. A great app is one where I can accomplish just about everything I could, instead of using the website. To test WorldRemit out, I signed up using just the app. It all worked, and all the tasks I use are in the app – checking what a transfer will cost with the current exchange rates, initiating a transfer and then seeing a log of what’s been done.
Receiving a transfer can be done in a variety of ways, and are really dependent on the destination. I tested sending money to Uganda (better than to a Nigeria prince, but barely) and was given these options:
Picking a recipient is also quick:
Once the recipient is selected, the final confirmation is shown which allows you to do the transfer:
(I forgot to put in the promo code before taking the screenshot, there was no transfer fee).
On the next screen, I loaded in my credit card and the money transferred almost immediately. Easy.
My only gripe with the process was a lack of communication when a security issue comes up. While doing this review, and not long after this transfer, my account was locked. It seemed that my transfer from my new account to a user in Uganda had raised red flags, and their automated security processes had locked me out. While it is impressive that WorldRemit do take security seriously, a quick email to me as the customer would’ve saved a few days of head scratching.
Other than that it was all quick, easy and painless. Everything you need from a money transfer app.
Disclaimer: WorldRemit provided me with $20 credit to try out the transfer process, which I transferred to one of their employees. This review was not paid for.
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